[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.audea.cz\/co-znamena-u-pojistovny-bolestne\/#Article","mainEntityOfPage":"https:\/\/www.audea.cz\/co-znamena-u-pojistovny-bolestne\/","headline":"Co znamen\u00e1 u poji\u0161\u0165ovny bolestn\u00e9?","name":"Co znamen\u00e1 u poji\u0161\u0165ovny bolestn\u00e9?","description":"Snad v\u0161ichni lid\u00e9, kte\u0159\u00ed \u017eij\u00ed alespo\u0148 pr\u016fm\u011brn\u00fd b\u011b\u017en\u00fd \u017eivot, vyu\u017e\u00edvaj\u00ed n\u011bkterou ze slu\u017eeb, kterou n\u00e1m poji\u0161\u0165ovny nab\u00edz\u00ed. Poji\u0161\u0165ovny nab\u00edz\u00ed opravdu \u0161irok\u00e9 spektrum slu\u017eeb a pojistit se m\u016f\u017eeme v dne\u0161n\u00ed dob\u011b v podstat\u011b na cokoli. Pokud pojedete na dovolenou, m\u016f\u017eete si u poji\u0161\u0165ovny sjednat nap\u0159\u00edklad cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 v\u00e1m bude ru\u010dit […]","datePublished":"2022-01-17","dateModified":"2022-01-17","author":{"@type":"Person","@id":"https:\/\/www.audea.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.audea.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"audea.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.audea.cz\/wp-content\/uploads\/Podeps%C3%A1n%C3%AD%20smlouvy_7.jpg","url":"https:\/\/www.audea.cz\/wp-content\/uploads\/Podeps%C3%A1n%C3%AD%20smlouvy_7.jpg","height":0,"width":0},"url":"https:\/\/www.audea.cz\/co-znamena-u-pojistovny-bolestne\/","about":["Slu\u017eby"],"wordCount":408,"articleBody":"   Snad v\u0161ichni lid\u00e9, kte\u0159\u00ed \u017eij\u00ed alespo\u0148 pr\u016fm\u011brn\u00fd b\u011b\u017en\u00fd \u017eivot, vyu\u017e\u00edvaj\u00ed n\u011bkterou ze slu\u017eeb, kterou n\u00e1m poji\u0161\u0165ovny nab\u00edz\u00ed. Poji\u0161\u0165ovny nab\u00edz\u00ed opravdu \u0161irok\u00e9 spektrum slu\u017eeb a pojistit se m\u016f\u017eeme v dne\u0161n\u00ed dob\u011b v podstat\u011b na cokoli. Pokud pojedete na dovolenou, m\u016f\u017eete si u poji\u0161\u0165ovny sjednat nap\u0159\u00edklad cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 v\u00e1m bude ru\u010dit za to, pokud by se v\u00e1m p\u0159\u00ed cest\u011b do jin\u00e9ho st\u00e1tu ztratil kufr na leti\u0161ti nebo byste pot\u0159ebovali vyu\u017e\u00edt l\u00e9ka\u0159skou p\u00e9\u010di v jin\u00e9m st\u00e1tu, a tak d\u00e1le. Dnes se ale zam\u011b\u0159\u00edme na jin\u00fd druh poji\u0161t\u011bn\u00ed, kter\u00e9 si u na\u0161ich poji\u0161\u0165oven m\u016f\u017eete sjednat. Spousta lid\u00ed tohle poji\u0161t\u011bn\u00ed vyu\u017e\u00edv\u00e1, jmenuje se \u201c\u00farazov\u00e9\u201d. Jak ji\u017e patrn\u011b z n\u00e1zvu vypl\u00fdv\u00e1, jedn\u00e1 se o poji\u0161t\u011bn\u00ed, kter\u00e9 uzav\u00edr\u00e1me s poji\u0161\u0165ovnou pro to, aby n\u00e1s v p\u0159\u00edpad\u011b, \u017ee by se n\u00e1m stal n\u011bjak\u00fd \u00faraz, zabezpe\u010dila n\u011bjakou \u010d\u00e1stkou, alespo\u0148 po dobu, kdybychom nebyly schopni pracovat. Toto poji\u0161t\u011bn\u00ed se skl\u00e1d\u00e1 z n\u011bkolika v\u00fdm\u011br a ka\u017ed\u00e1 poji\u0161\u0165ovna ho m\u00e1 nastaven\u00e9 tro\u0161ku jinak, na to si mus\u00edte d\u00e1t pozor, pokud budete uzav\u00edrat smlouvu pr\u00e1v\u011b na takov\u00fd druh poji\u0161t\u011bn\u00ed. Ji\u017e zmi\u0148ovan\u00e9 takzvan\u00e9 \u201cbolestn\u00e9\u201d je slo\u017eka \u00farazov\u00e9ho poji\u0161t\u011bn\u00ed. Tato \u010d\u00e1stka v\u00e1m je vypl\u00e1cena denn\u011b po celou dobu, kdy se s n\u011bjak\u00fdm \u00farazem l\u00e9\u010d\u00edte. \u010casto poji\u0161\u0165ovny tuto \u010d\u00e1stku vypl\u00e1c\u00ed m\u011bs\u00ed\u010dn\u011b, podle toho, jak\u00fd denn\u00ed n\u00e1rok na bolestn\u00e9 m\u00e1te nebo a\u017e po skon\u010den\u00ed cel\u00e9ho \u00farazu, kdy jim dod\u00e1te plnou dokumentaci, jak dlouho jste se s \u00farazem l\u00e9\u010dil a jak\u00e9 v\u0161echny ostatn\u00ed slo\u017eky v\u00e1m maj\u00ed povinnost proplatit. V\u0161echny \u00farazy, kter\u00e9 se v\u00e1m mohou st\u00e1t, jsou za\u0159azeny do n\u011bjak\u00e9 t\u0159\u00eddy, kter\u00e1 m\u00e1 ve smluvn\u00edch podm\u00ednk\u00e1ch poji\u0161\u0165ovny n\u011bjak\u00e9 maximum, kter\u00e9 v\u00e1m za dan\u00fd \u00faraz mohou vyplatit. Pokud byste se o tomto t\u00e9matu cht\u011bli dozv\u011bd\u011bt v\u00edce, m\u016f\u017eete se pod\u00edvat nap\u0159\u00edklad na webov\u00e9 str\u00e1nky bolestn\u00e9, kde se dozv\u00edte naprosto v\u0161e, co by v\u00e1s o tomto t\u00e9matu mohlo zaj\u00edmat.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co znamen\u00e1 u poji\u0161\u0165ovny bolestn\u00e9?","item":"https:\/\/www.audea.cz\/co-znamena-u-pojistovny-bolestne\/#breadcrumbitem"}]}]